Small Business Checking & Savings
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Business Checking
A checking account is the core of your business banking activities. Money flows in and out of this account so it’s important to have an account that meets your business’s day-to-day operating needs. Our most popular checking accounts include Brand Business Direct, our secure online banking tool that offers all the account access and treasury services that you need to manage your business.
Business Basics |
Business Gateway |
Business Gateway Plus |
|
|---|---|---|---|
| This account is best for: | Small businesses and those with few monthly transactions | Businesses with higher balances and moderate transaction activity | Businesses with higher balances and higher transaction activity |
| Minimum Opening Deposit: | $100 | $100 | $100 |
| Monthly Service Charge | $10 | $20 | $50 |
| Minimum Average Monthly Ledger Balance to Avoid Monthly Service Charge | $1,500 | $10,000 | $50,000 |
| Combined Item Fee | $.25 per item over 250 | $.25 per item over 400 | $.25 per item over 500 |
| Brand Convenience Features | |||
| Mobile Banking | |||
| Business Debit Card | |||
| 24-hour BrandBank and Publix Presto! ATM Access | |||
| Brand Business Direct Online Services | |||
| Online Check Images | |||
| Online BillPay | |||
| [email protected] | |||
| Business Credit Card1 | |||
| Merchant Services1 | |||
| Remote Deposit | |||
| Small Business Payment Center2 | |||
1Subject to credit approval.
2Additional fees apply.
Community Access
If you’re a small non-profit organization, ask about our Community Access checking account.
Business Analysis
If your business has more than 50 employees, annual revenue of $10 million or more, and complex account analysis needs, talk to us about our Business Analysis account. Business Analysis allows business customers to maximize capital by consolidating balances from multiple accounts. A BrandBank treasury services officer will work with you to create a customized solution that meets your unique cash management needs. Contact us for more information or to schedule an appointment with a treasury services officer.
Account Features |
Business Analysis |
|---|---|
| This account is best for: | Businesses with higher transaction activity and more complex analysis needs. |
| Minimum Opening Deposit | $100 |
| Monthly Service Charge | Contact your Treasury Solutions Specialist |
| Minimum Average Monthly Ledger Balance | Contact your Treasury Solutions Specialist |
| Combined Item Fee | Contact your Treasury Solutions Specialist |
| Earns Interest | No |
| Brand Basics | |
| Free Access to Sales & Service Center | |
| Free Debit Card | |
| Free ATM Usage1 | |
| Free Telephone Banking | |
| Other Available Services | |
| Treasury & Cash Solutions | |
| [email protected] | |
| Remote Deposit | |
1Free ATM usage at all BrandBank and Publix Presto! ATM locations.
Interest-Earning Accounts
Our Business Money Market and Business Earnings accounts lets your business earn interest on account balances while providing limited monthly transactions.
Business Earnings |
Business Money Market1 |
|
|---|---|---|
| This account is best for: | Businesses with higher balances and low transaction activity | Businesses who want to earn a higher interest rate on an account with limited access |
| Minimum Opening Deposit: | $100 | $100 |
| Minimum Service Charge: | $20 | $15 |
| Minimum Average Monthly Ledger Balance to Avoid Monthly Service Charge: | $150,000 | $1,000 |
| Combined Item Fee: | 50 total items processed per month | N/A |
| Earns Interest: | Yes/Tiered | Yes |
1Limited transactions on accounts. Excess activity fees may apply.
Our Business Analysis, Business Earnings and Business Money Market accounts include Brand Basics:
- Free access to our Sales & Service Center
- Free Business Debit Card
- Free ATM usage2
- Free Telephone Banking
2Free ATM usage at all BrandBank and Publix Presto! ATM locations.
Time Deposits
BrandBank offers competitive rates on business certificates of deposit. CDs are a safe way to earn interest on funds you will not need right away.
Employee Financial Benefits
For information on benefits for your employees, check out our Employee Financial Benefits page.