Personal Checking & Savings

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BrandBank takes pride in offering personal service with the benefits of modern technology. We offer a comprehensive array of options tailored to support you in managing your financial needs.

Compare our Checking Accounts below and choose the one that is right for you and your financial needs. You can open your account in person at any BrandBank or BrandExpress location, by phone or online. However you choose, we’ll waive the first month’s fee to welcome you and say “thanks.” 

Opening a Brand Checking Account online is easy. You just need:

- A few minutes to complete the application

- $100 minimum opening balance

- Social Security or taxpayer ID number

- Driver's license or state ID

- Date of birth, email address and physical street address

- If you are opening your account by transferring funds from another bank, you will need that bank’s routing number as well as your existing account number.

Checking Accounts

PREMIER

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FLEX

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SPIRIT 55

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SIMPLE

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This is the account for you if:
You maintain a higher balance in your account and want to get the most for your money. You want to earn interest on your account. You're age 55 or better and want more out of your checking account. You want an account with all you need and an easy way to waive the monthly fee.
Pays Interest?
Yes; tiered1 Yes Yes No
Monthly Service Fee
$20 $10 None $7
Ways to Avoid Monthly Fee
  • $10,000 minimum daily balance
  • $1,000 minimum daily balance, OR 
  • $1,500 in combined BrandBank Checking and Savings account balances
N/A
  • $500 minimum balance, OR 
  • Monthly direct deposit, OR 
  • Monthly eStatement
Additional Features
  • Concierge Service 
  • Online Bill Pay 
  • Free Custom Checks 
  • Free ATM usage2
  • Discounts on home mortgage and personal line of credit fees and consumer loan interest rates3
  • Online Bill Pay 
  • Free Custom Checks4
  • Discounts on home mortgage and personal line of credit fees and consumer loan interest rates3
  • Online Bill Pay 
  • Free Custom Checks 
  • Discounted Safe Deposit Boxes 
  • Discounts on home mortgage and personal line of credit fees and consumer loan interest rates3
  • Online Bill Pay

All BrandBank Checking Accounts include BrandBasics:

• FREE Access to BrandBank’s Local Sales & Service Center. Dial 770.963.9224 to speak to a local banker.

• FREE Debit Card with Purchase Rewards

• FREE ATM transactions at all BrandBank and Publix Presto! locations

• FREE Telephone Banking with 24/7 access to your BrandBank accounts

• FREE Mobile Banking and Mobile Deposit with 24/7 access from your mobile device

• FREE Online Banking at thebrandbank.com

• FREE Electronic Account Alerts for balance and account notifications

• FREE FinanceWorksTM Personal budgeting tool5

1The same rate of interest may be paid on more than one balance tier.
$0.00 - $9,999.99 | $10,000 - $49,999.99 | $50,000 - $99,999.99 | $100,000 - $249,999.99 | $250,000 and up

2For usage of non-proprietary ATMs, BrandBank will rebate charges for ATMs from other institutions.

3Subject to approval. Normal credit qualification standards apply.

4First order free with Flex access account. Regular charges apply for each subsequent order.

5Trademark of Intuit, Inc.

Savings & Money Market Accounts

BrandBank offers several accounts to assist you in managing your funds while you watch them grow. Compare savings accounts, choose the one that is right for you and open online1, by phone or at any BrandBank or BrandExpress location.

Savings & Money Market Accounts

ACTION SAVINGS*

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CENTENNIAL SUPER SAVER*

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MONEY MARKET* 

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HEALTH SAVINGS ACCOUNT (HSA)1

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This is the account for you if:
You need a basic savings account for your emergency fund, or you want to set aside money for a specific goal such as a vacation or car down payment.

You are a saver under age 18.
You like to maintain a higher balance in an account that provides easy access when you need it. You need a savings account that offers limited check-writing access. You have a qualifying high-deductible health plan (HDHP) and want to set aside pre-tax dollars to cover qualified medical expenses.
Opening Deposit
$300; $50 for minors $50,000 $1,000 N/A
Maintenance Fee
$10 quarterly $15 monthly $10 monthly $0
How to avoid Maintenance Fee
  • $300 minimum balance, OR 
  • $50 minimum recurring automatic transfer, OR
  • Waived for minors
$50,000 minimum balance $1,000 minimum balance N/A
Interest Credited
Quarterly Monthly Monthly Monthly

1Health Savings Accounts cannot be opened online.

*Transaction Limitations:

  • Debit transactions are limited to six per month from the following:
  • Preauthorized transfer agreement to cover overdrafts
  • Telephone transfer requested directly to a bank employee
  • Telephone transfer requested by voice response or PC banking system
  • Checks made payable to other parties
  • ACH
  • Point-of-Sale

  Unlimited Transactions:

  • Automatic loan payments
  • ATM withdrawals
  • Transfers by mail
  • Transfers by messenger
  • Transfers to another account with same institution "made in person"
  • Called in request for a withdrawal that is mailed to customer by a cashier's check
  • Withdrawals or transfers made in person

Certificates of Deposit (CDs)

BrandBank offers CDs with terms ranging from 31 days to 5 years. Contact your local branch or call 770.963.9224 for current rates.

Interest on CDs is compounded daily. You may have interest mailed to you or deposited directly to your BrandBank checking, savings or money market account.

Individual Retirement Accounts (IRAs)

IRAs allow you to save for the future while earning interest. Interest on IRA accounts is compounded daily. BrandBank offers fixed and variable rate IRAs with terms ranging from 12 months to 60 months. Variable rates may increase or decrease with market fluctuations.

BrandBank offers fixed and variable rate IRAs with terms ranging from 12 months to 60 months. Contact your local branch or call 770.963.9224 for current rates.

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