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Business Banking

Business Services

If you have any questions or if we can serve you in any way, please contact Customer Service at 770.963.9224 or contact us via email.

Brand Online Banking & Brand Cash Management

Immediate access to your accounts is crucial to conducting business. Use the power of Online Banking for the financial management of your business. You may customize your package to fit your business needs:

BRAND ONLINE BANKING

  • Access your account 24/7
  • Pay bills electronically
  • Transfer funds and make loan payments between eligible accounts
  • Export data to financial software, such as Microsoft Money and QuickBooks

Traditional online banking plus much more:

  • Levels of authority for multiple users
  • Direct deposit*
  • Federal tax payments*
  • Vendor payments*
  • Wire transfers*
  • Internal account sweeps
  • Balance alerts
  • Cash/change orders
  • Positive Pay/Account Reconciliation
      * Fees may apply

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Business Debit Card

BrandBank Business Debit Card offers many advantages for your business. It is accepted worldwide anywhere you see the MasterCard logo.

  • More Than a Checkbook. Better Than an ATM Card.

    A checkbook is a vital part of running a business. Sometimes you need a faster, more convenient way to make purchases, track business expenses, and manage finances. A business debit card offers you all that...and more. It combines the functions of a checkbook and an automated teller machine (ATM) card with the acceptance of a major credit card - but without the potential pressure of paying back a high-interest loan. You can easily manage your business's finances with one simple card.
  • Convenience

    The business debit card works just like your checkbook. Each time a purchase is made, the amount of your purchase is deducted from your account. There is no need to wait for check approval.
  • Accepted Worldwide

    No matter where your business takes you, MasterCard is accepted. Use your business debit card at hotels, restaurants, office supply stores, and even gas stations worldwide.
  • Consolidated Record Keeping

    Purchases appear on a detailed statement that includes the date, location and amount of every transaction. You can easily manage your business's finances.
  • 24-Hour ATM Access

    Need to transfer funds between accounts? Or, simply make a withdrawal? No problem. Your business debit card can also be used at thousands of convenient ATM locations.
  • Safe and Secure

    Along with your business debit card, you'll have a personal identification number (PIN) to help keep you safe from unauthorized purchases and transactions. Your trusted employees will choose their own PIN. However, transaction limits are set by the employer. When presented with an option for selecting 'credit' or 'debit', choose Credit unless you want cash back. The transactions are still deducted from your checking account and you will not risk revealing your PIN in an unsecured environment.
  • Accessibility

    As a business owner/operator, you may issue a debit card to your employees, set transaction limits and limit accessibility to account information. Each purchase is shown on your monthly statement with the last 4-digits of the card number for easy tracking.
  • Cost Effective

    Decrease the cost of check printing by using a business debit card.

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CD-ROM Statements

Monthly or annual statements available on CDRom. For questions, contact the Business Development Department at 770.963.9224 or email us at cashmanagement@thebrandbank.com.

eBrand Direct

eBrand Direct is a remote deposit system that allows you to make deposits 24-hours a day, 7 days a week- without leaving your office!

By utilizing eBrand Direct, you can reduce expenses and increase efficiency for your company. A small desktop scanner, connected directly to your office computer, will accept and process checks for deposit. Remote deposit uses the scanned image processing technology in accordance with Check 21 regulations.

Let us show you how eBrand Direct can meet all your business needs.

View a demonstration of Remote Deposit

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Electronic Payroll and Debit Processing Services

BrandBank offers electronic payroll and debit processing services that help streamline your business finances. Through Automated Clearing House (ACH), you can move money, pay employees and collect bills electronically. ACH is a nationwide network for exchanging electronic transactions among financial institutions within the Federal Reserve System. Becoming an ACH Originator is fast and easy and you can count on us to help you every step of the way!

Merchant Card Processing

BrandBank continues to find innovative ways to serve our business customers. That's why we have joined with Payscape Advisors to offer you enhanced and well-rounded merchant services. Payscape provides superior credit and debit card processing, as well as guarantees your customers' checks in order to protect your business from fraud. BrandBank and Payscape Advisors. Giving your customer more options and your business more opportunity.

Ask a Customer Service Representative for details on a free cost analysis.

Positive Pay/Account Reconciliation

As Corporate Account Takeover fraud continues to be on the rise, running a business can be a worrisome task. With Account Reconciliation/Positive Pay (ARP), BrandBank eases some of the worry. Through a daily reconcilement process of comparing in-clearing check items to the issued items of the business, potential fraud items (exceptions) are identified before being paid.

By enabling Account Reconciliation/Positive Pay for your business, the service:

  • Provides fraud protection by automatically detecting exceptions.
  • Empowers you to make quick online decisions regarding exception items.
  • Provides check imaging for exception item decision making.
  • Allows you to view the current status of issued items
  • Gives the ability to easily upload or input issued checks into your online register.

Through a series of simple steps using Brand Cash Management (BCM), you may realize the benefits of ARP

  1. An electronic list of checks is entered into the BCM system daily, or as frequent as checks are issued. The issue file for the business is warehoused on the bank's data system. As checks are issued and loaded into the BCM system the information is sent to the data file of the business.
  2. Daily, the issued file is reconciled with the in-clearing items presented for that day. If the items match, the checks are paid. If an item does not match any of the issues in the file, the item becomes a Positive Pay Exception. When an exception is identified, the business customer is notified by email. The customer logs in to the BCM service to decide whether to pay or return the item. After the decision has been made, the information is sent back to the bank by email for action. The business customer must login and select their payment decision by 12:00 Noon on any day an exception is found, or the item(s) will be returned unpaid.

Let us help your protect your business accounts.

To begin Account Reconciliation/Positive Pay please contact one of our Cash Management Specialists today at
770.963.9224.

BrandBank  P.O. Box 1110, Lawrenceville, GA 30046 | 770.963.9224 BrandBank is the trade name for The Brand Banking Company.